Trusted Fintech App Development Company
Linkitsoft creates secure fintech apps that help businesses handle transactions, manage funds, and earn customer trust. Our applications bring speed, safety, and accuracy to every payment, helping banks, startups, and finance companies grow faster and serve their customers better.
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Our End-to-End Fintech App Development Services
We provide complete fintech app development services, from planning to launch and long-term support. Our team builds fintech applications that simplify payments, manage finances, and help businesses earn customer trust while ensuring security and compliance.
Fintech App Consultation
We start by understanding your business, users, and financial goals. Our team helps you choose the right features, technology, and app structure to ensure your fintech app meets real business needs.
Custom Fintech Mobile App Development
Linkitsoft builds fintech mobile apps that support digital banking, mobile wallets, and secure payment systems. Each application is designed to scale and handle real-time financial operations safely.
Custom Fintech Web App Development
We create web-based fintech platforms that let users manage accounts, transfers, and payments from any device. They include secure login, dashboards, and reporting tools to keep your business running smoothly.
Blockchain Development
We implement blockchain solutions for fintech applications where decentralized ledgers improve security, transparency, and efficiency. This is ideal for cross-border payments, settlement systems, or fraud-prone financial operations, ensuring data integrity.
Fintech Data & Tool Integration
Our team connects accounting software, payment systems, reporting tools, and investment platforms into a single fintech system. This helps businesses reduce mistakes, save time, and have up-to-date financial information.
Fintech IoT Integration
We integrate IoT solutions into fintech platforms to enhance transaction security and monitoring. This includes device-based authentication, encrypted data transfer, and connected systems that improve reliability and traceability.
QA and Fintech App Deployment
Our team tests the app thoroughly and handles deployment to deliver fintech apps that work correctly and meet industry rules. This helps keep the app reliable, secure, and ready for users.
Fintech App UI/UX Design
Our designers create simple and clear interfaces that make managing finances easy for every user. Each screen is built to be straightforward, reliable, and easy to navigate across different devices.
Fintech App Maintenance and Support
We update and monitor fintech apps after launch to keep them secure and running well at all times. Our team resolves issues quickly, applies updates, and maintains application performance as your fintech company grows.
Foodosti - Food Delivery Application
Foodosti is a food delivery startup in Kentucky that wanted to give restaurants and customers an inexpensive and smarter alternative to expensive apps like DoorDash and Uber Eats. We helped turn their idea into a real app with a driver bidding system, where riders set their own delivery prices. The app launched in Lexington, Kentucky, and quickly became a hit with both customers and delivery drivers.
Mr. Cod (Order Wave – Self-Ordering Kiosk)
Mr. Cod, a popular UK-based restaurant known for its fish and chips, faced challenges managing high customer volume and daily tax tracking. Linkitsoft introduced Order Wave, a self-service kiosk that simplified ordering, enabled custom order saving via phone login, and automated tax collection using a Black Box system. This solution streamlined operations, reduced order errors, and provided efficient daily reporting, significantly improving both customer experience and backend management.
BVEND - Smart Vending Machine Application
BVEND, a school-focused vending operator, wanted to create a secure and cashless snacking experience for students. Traditional cash systems were inconvenient and hard to manage for both kids and parents. Linkitsoft built a custom web-based platform that used student ID cards for payments, enabled parental top-ups, and added gamified features for engagement. The system simplified management, boosted user satisfaction, and made vending fun, safe, and efficient for schools.
DONUT TRAP - Smart Donut Vending Application
Donut Trap, a small donut and coffee business, faced challenges managing inventory, payments, and custom orders manually. Linkitsoft developed a responsive mobile app that automated inventory updates, streamlined payments, and enabled customers to place customized orders easily. The app also offered real-time tracking and remote management, reducing manual work and errors. With automation and a smooth digital experience, Donut Trap boosted efficiency and customer satisfaction while saving valuable time.
JTI - Modern Tourism Application
JTI, a tourism initiative in Malaysia, faced challenges as travelers struggled with scattered apps for booking, navigation, and recommendations. Linkitsoft developed a centralized mobile app that unified hotel bookings, attractions, transport, and personalized suggestions in one platform. The app also promoted local businesses through in-app advertising. This solution simplified trip planning, improved user experience, and boosted tourism engagement across Johor Bahru, making travel more connected and enjoyable.
Uvendtech - Smart User Centric Vending App
UvendTech, a Malaysian vending operator, struggled with pre-installed software that lacked local payment support, backend integration, and flexibility. Linkitsoft developed a custom vending platform tailored for Malaysia, adding e-wallet payments, Malay language support, and real-time data integration. A centralized dashboard enabled remote management and brand customization. This transformed UvendTech’s machines into a fully localized, scalable, and efficient system that improved operations and enhanced customer convenience nationwide.
Showdrop - Custom Vending Software
Showdrop, a marketing tech company, wanted to modernize product sampling in grocery stores. Traditional sampling methods were inefficient and hard to measure. Linkitsoft developed custom vending software with QR-based access, offline functionality, and real-time temperature monitoring. The branded interface made sampling interactive and engaging, while backend tracking ensured smooth operations. This solution transformed sampling into a smart, data-driven experience that enhanced brand visibility and customer engagement in retail spaces.
PrayOS Kiosk App - Donation Made Easy
PrayOS, a faith-based organization, wanted to help people share prayers and support their community in a secure, modern way. Traditional methods lacked accessibility and personalization. Linkitsoft developed a kiosk system where users can submit prayers, make donations, and receive guidance from religious leaders. Built on AWS for reliability and security, the solution strengthened community connections, improved transparency, and made spiritual engagement more accessible and meaningful for everyone.
Photobrick - Photo Recreation Kiosk Application
Photobrick, a personalized gift brand, wanted to make memory preservation more interactive and lasting. Traditional photo printing lacked engagement and customization. Linkitsoft developed an interactive kiosk system that lets users upload photos via a QR-linked web app, preview designs in real time, and complete secure contactless payments. This seamless experience enhanced customer engagement, streamlined operations, and helped Photobrick deliver a creative, modern, and personalized way to capture meaningful memories.
COLBR - Secure Investing for everyday
COLBR, a digital investment platform, faced challenges with complex onboarding and scattered client-advisor communication. Linkitsoft built a secure web platform with dedicated portals for customers and advisors, enabling easy document uploads, validation, meeting scheduling, and progress tracking. By centralizing everything into one streamlined system, the solution reduced delays, eliminated manual errors, and made financial management simpler, faster, and more transparent for both customers and advisors.
Noomee Case Study - E-commerce Mobile app
Noomee, an Italian e-commerce startup, wanted to simplify online shopping as users faced slow checkouts and poor product search experiences. Linkitsoft built a cross-platform mobile app with a secure, minimal-step payment process and an advanced image-based search feature. With organized product categories and a clean interface, the app made shopping faster, safer, and more intuitive, enhancing user satisfaction and confidence in online purchasing.
Jood - Donation Kiosk Application
Jood, a digital donation platform in Saudi Arabia, wanted to make charitable giving easier, faster, and more transparent. Donors previously faced difficulty tracking contributions and trusting where funds went. Linkitsoft built a bilingual, secure kiosk and web system with real-time tracking, encrypted payments, and franchise management. The platform unified charities under one network, ensured instant transfers, and transformed donations into a seamless, trustworthy, and accessible experience for everyone.
Texas Haunters Convention - Badge Printing Kiosk
Texas Haunters Convention needed a faster way to handle event check-ins as manual badge printing caused long lines and delays. Linkitsoft developed a custom self-service kiosk connected to the registration database, allowing attendees to scan QR codes or search by email to print badges instantly. The system improved efficiency, reduced staff workload, and delivered a smooth, professional, and hassle-free check-in experience for thousands of event participants.
Vendy - Vending Machine Application
Vendy, a smart vending software company, faced challenges with outdated cash-based machines that lacked safety and real-time management. Linkitsoft developed a contactless vending platform that allowed users to scan QR codes, browse products, and pay digitally. The solution included real-time inventory tracking, secure payments, and a centralized dashboard for retailers. This innovation modernized vending operations, improved hygiene, and delivered a faster, more reliable shopping experience for users.
Xavier College - Self-Service Attendance Kiosk
Xavier College in Australia needed a faster and more reliable system for recording student late arrivals as manual check-ins were slow and error-prone. Linkitsoft developed a self-service attendance kiosk integrated with Microsoft Dynamics CRM. Students can scan their ID, take a photo for verification, and print a confirmation slip instantly. The solution automated recordkeeping, reduced administrative workload, and improved accuracy, creating a seamless and efficient check-in process.
Beauty Lab - Custom Digital Booking System
Beauty Lab, a modern salon, struggled with a disorganized booking and payment process that frustrated clients and caused scheduling delays. Linkitsoft developed a unified digital system integrating online booking, a self-check-in kiosk, and a specialist app. The platform enabled real time scheduling, NFC-enabled payments, and seamless synchronization across all devices. This solution simplified operations, improved customer satisfaction, and turned salon management into a smooth, modern, and efficient experience.
Johor Environmental System - Sustainability-Focused Mobile App
Johor Environmental System is a sustainability-focused mobile app developed by Linkitsoft. It empowers the Johorians in their eco-conscious journey. The client’s complaint? Environmental problems. So we built a platform that’s packed with tips, resources, and tools. It helps users reduce waste, save energy, and discover eco-friendly products. We made a solution designed to promote sustainable living while supporting local green initiatives.
Technology Stack Behind Our Fintech Apps
We use secure and modern technologies to build fintech apps that handle data safely, process transactions smoothly, and follow global compliance standards. Each app we build is designed for speed, accuracy, and long-term reliability.
Kotlin
We use Kotlin for Android apps. It delivers strong performance and reliable code for financial platforms.
Java
We use Java for fintech apps that need scalability and enterprise-level data handling.
Swift
Swift helps us create secure and responsive iOS apps for mobile banking and digital payments.
TypeScript
We use TypeScript for large fintech web apps. It helps us maintain cleaner, safer, and more stable code.
Python
Python with Django and FastAPI lets us build secure backends with features like fraud detection and data encryption.
SQL & NoSQL
We use both relational and non-relational databases for handling transactions, user data, and analytics.
Android Studio
Used for building and testing fintech Android apps with smooth performance.
Xcode
We use Xcode for Apple fintech apps. It supports testing, debugging, and publishing.
Visual Studio Code
Our main code editor for backend and frontend fintech app development.
GitHub / GitLab
Used for version control and team collaboration to maintain clean and trackable code.
React Native
We build cross-platform fintech apps that work on both iOS and Android using React Native.
React.js
For web-based fintech dashboards and admin panels with fast performance.
Next.js
Used for building fast and secure fintech web apps with real-time data updates.
Angular
We use Angular for complex enterprise-grade fintech web apps.
Socket.io
Used for real-time updates such as live transactions and notifications.
Tailwind CSS
We design clean, responsive fintech interfaces that are simple to navigate.
Node.js
We use Node.js to build secure and scalable fintech backends that handle real-time transactions efficiently.
Express.js
A reliable framework that powers APIs for payments, user management, and account operations.
Django
We use Django to build secure backends that handle and store financial data safely.
FastAPI
This framework lets us build secure backends that protect financial data and support heavy traffic.
AWS
AWS helps us store data safely, run apps smoothly, and meet compliance rules.
Google Cloud
Google Cloud supports live analytics and helps detect fraud in financial activities.
Stripe
We use Stripe to handle safe online payments and repeat transactions for fintech apps.
PayPal
PayPal supports fast, verified money transfers and multiple global currencies.
Razorpay
Razorpay helps process UPI, card, and bank payments safely for fintech users.
PCI-DSS
We follow PCI-DSS standards to protect payment information and prevent fraud.
PSD2
We build systems that safely connect with third-party banks under PSD2 and Open Banking rules.
AML
Our fintech apps support AML and KYC checks. This keeps user identity and money movement transparent and secure.
Data Encryption
We encrypt all sensitive data, such as user info, transaction details, and API calls, to maintain safety at every stage.
Espresso
We use Espresso to test Android apps and confirm reliability on real devices.
XCTest / XCUITest
Used for iOS apps to ensure stability and accurate financial functions.
Jest
For testing fintech web apps and APIs to prevent bugs.
Postman
Helps us validate every API to ensure secure data flow.
Chrome DevTools
Used for web debugging and performance optimization.
Our Fintech App Development Process
Linkitsoft follows a clear and practical process to build fintech apps that are secure and easy to use. Each development stage focuses on understanding your company's goals, integrating functional features, and making sure your fintech app works well in real financial operations.
Discovery and Planning
We start by understanding your fintech business, target market, and financial goals. Our team studies your objectives, competitors, and compliance needs, then creates a roadmap to guide your fintech app from concept to launch.
User Experience and Interface Design
Our designers make simple, clear interfaces that help users manage accounts, payments, and investments. You will see prototypes showing how users will navigate the app and complete financial tasks.
App Development and System Integration
After the design is finalized, our Linkitsoft developers build the frontend and backend. We connect secure payment systems, account tools, reporting dashboards, and banking APIs to keep the fintech app working reliably.
Core Feature Implementation
We include key fintech features such as transfers, mobile wallets, dashboards, transaction history, investment tracking, and notifications. Each feature is built to make financial tasks easier and safer for users.
Testing and Launch
Before release, we test the app on different devices and platforms. We check security, compliance, and performance to make sure transactions and other functions work correctly.
Support and Updates
After launch, we monitor the fintech app, fix issues, and provide updates. Our team also adds new features and keeps the app up to date with financial rules and standards.
Clients We Have Worked With
We have gained a long list of contented clients by delivering top-notch IT solutions.
Prominent Types of Fintech Apps We Build
Linkitsoft develops fintech applications for all major financial sectors. Our solutions help businesses manage transactions, lending, banking, and investments with speed, security, and reliability.
Payment and Money Transfer Apps
We build apps that let users send and receive money instantly. They include features for bill payments, QR transfers, and secure digital transactions.
Digital Wallets
Our team creates wallet apps that store cards, handle online payments, and track spending. Each wallet is designed for safety and quick processing.
Mobile Banking Apps
We develop mobile banking apps that give users full access to their accounts. Customers can check balances, transfer funds, and manage savings in real time.
Insurance Applications
We develop applications for policy management, claims, and renewals. They help users compare plans and track their insurance coverage easily.
Lending and Credit Apps
We design lending platforms for loan applications, approvals, and EMI tracking. These apps make borrowing and repayments faster and easier for users.
Wealth and Investment Apps
Our investment apps help users manage portfolios, view performance, and invest in stocks or funds. They also include analytics for smarter financial decisions.
Cryptocurrency Apps
We build crypto trading and wallet apps that support secure exchanges and transactions. Users can buy, sell, and track currencies in a safe environment.
Crowdfunding Platforms
Our crowdfunding apps connect investors with projects and startups. Using this, businesses can raise funds transparently and manage campaigns in one place.
RegTech and Compliance Platforms
Our team creates compliance tools for KYC, AML, and fraud detection. These apps help financial institutions meet legal requirements and protect customer data.
Awards & Recognition
We thrive on accelerating the path to disruption and implementing agile methodologies to design, build, deliver, and scale digital solutions. Our future-proof, growth-centric tech has earned us notable awards and recognition across industries and regions.
Latest Trends in Fintech App Development
The financial world is changing fast. New tools and user habits are shaping how people save, invest, and make payments. Linkitsoft helps businesses keep up with these changes through secure and modern fintech solutions.
Smart Money Insights
Fintech apps help users track how they spend and save money. These insights make it easier to set budgets, plan goals, and manage finances wisely.
Digital Wallets and Contactless Payments
People now prefer quick and touch-free payments. Fintech apps let users pay with QR codes, NFC, or one-tap options for quicker checkouts.
Blockchain Security
Blockchain helps keep financial data safe. It also makes every transaction easy to track and harder to hack.
Open Banking
Fintech apps now connect with different banks. This helps their users check and manage all their accounts in one place.
Biometric Login
Users can access their accounts using face, fingerprint, or voice recognition. This keeps accounts secure and makes login faster and easier.
Instant Payments
Modern users expect their money transfers to happen instantly. Fintech apps now support real-time payments that complete within seconds.
Investment Features
Many fintech apps now include stock trading and investment tools too. Users can buy, sell, and monitor their portfolios without switching apps.
Compliance and Data Safety
Fintech platforms follow key financial rules of KYC, AML, PCI DSS, and GDPR to protect user information. This helps prevent fraud and builds user trust.
Built-In Finance Options
More businesses are adding payment and loan features directly inside their apps. This gives users access to financial services in one place.
Global Transfers
Fintech apps make sending money across borders easy and quick. Users can view exchange rates and transfer costs before confirming a transaction.
Voice-Enabled Banking
Users can now talk to their apps to check balances or make payments. Voice banking makes financial tasks hands-free and efficient.
Green Banking
Fintech companies are adding eco-friendly options. These include digital receipts, paperless banking, and green investments.
Why Hire Linkitsoft for Fintech App Development
As per recent statistics, the global fintech market was worth $340.10 billion in 2024 and is expected to reach $1,126.64 billion by 2032. This rapid growth shows how much businesses depend on secure financial technology. Linkitsoft builds fintech apps that are safe, reliable, and built for the future.
Experienced and Reliable Experts
Our team has real experience in building fintech apps for banks, payment companies, and startups. We understand how financial systems work. Every solution is built to meet your business goals and keep users’ trust.
Compliance and Global Financial Standards
We follow rules like KYC, AML, PCI DSS, PSD2, and GDPR. These standards help keep data safe and transactions clean. Our apps are ready for audits and global use from day one.
Proven Track Record
We have helped many businesses grow with dependable fintech apps. Our team offers regular updates and ongoing support. We stay with you even after launch to keep your app secure and running smoothly.
Testimonials From Our Clients
Frequently Asked Questions
How much does it cost to build a fintech app?
The cost of building a fintech application depends on your app’s type, design, and security needs. A basic fintech app with login, payments, and user management can start from $25,000 to $50,000. Apps with complex features like real-time analytics, KYC, and fraud detection can go up to $200,000 or more. We provide an exact estimate once we know your goals and requirements.
How long does it take to develop a fintech app?
A simple fintech app usually takes four to six months. If your app needs advanced features, third-party integrations, or a custom dashboard, it may take eight to ten months. We make sure to deliver on time while keeping you updated at every stage.
Can Linkitsoft build fintech apps for both Android and iOS?
Yes, we can. We create cross-platform fintech apps that work perfectly on Android and iOS. This helps you reach more users with a single app and ensures a smooth experience across all devices.
How do you keep fintech apps secure?
At Linkitsoft, data security comes first. We add protection at every layer of your app’s structure. Our team uses multi-factor authentication, encryption, secure APIs, and regular penetration testing. Every fintech app also follows major compliance standards like KYC, AML, and GDPR to keep user data safe.
Can I add more features to my fintech app later?
Yes. Our fintech apps are made to grow with your business. You can start with basic features and add new ones later, like AI-based insights, digital wallets, or investment tracking, as your users increase.
Do you provide support after the app launch?
Yes, we do. We handle all updates, bug fixes, and feature upgrades. Our goal is to keep your fintech app running fast, secure, and up to date even after launch.
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