Trusted ATM Software Development Services

Give your customers a faster, safer, and better ATM experience. We create secure and reliable ATM software that helps speed up transactions, reduce downtime, and improve how people use your machines. Whether you’re adding new software or upgrading your current system, Linkitsoft provides compliant and dependable ATM software you can count on.

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Our Comprehensive ATM Software Services

At Linkitsoft, we engineer ATM software designed to meet your operational needs and aligned with global banking standards. The software connects directly with your core banking system and transaction switch, ensuring every ATM transaction is handled securely. Whether you are upgrading older ATM systems or creating a full multi-vendor setup from the ground up, we provide solutions for both national and international financial businesses.

ATM Hardware Integration Services

We connect ATM software with a wide range of hardware to give customers a streamlined banking experience. Our team programs multi-vendor software to work with card readers, card dispensers, and bill dispensers. We also develop e-transaction features and cloud solutions that meet banking compliance standards.

ATM Management Software Services

Linkitsoft builds software that helps banks manage content, campaigns, and branding across ATMs, self-service kiosks, and mobile devices. Our solutions integrate with core banking systems, providing personalized services based on transactions, location, time, and customer preferences, improving the overall user experience.

ATM Monitoring & Support Services

Our software enables remote monitoring and diagnostics for ATMs. We develop back-end systems and admin portals to manage updates, security patches, and system performance. Tools we build allow flexible tracking and management of ATMs both domestically and internationally within a unified self-service network.

ATM System Migration Services

The complete ATM migration services at Linkitsoft help you upgrade to new EMV kernels, updated XFS/CEN-XFS versions, and modern banking switch environments. Our team handles field remapping, host integration, and hardware compatibility testing while making sure full PCI-DSS and EMV compliance.

Technology Stack Behind Our ATM Software

We use modern and secure technologies to build ATM software that handles transactions safely and meets banking standards. Each system is built for reliability, speed, and long-term use.

Windows

Used to run ATM client applications and control hardware devices on Windows-based ATMs.

Linux

Used for modern ATM solutions requiring strong security, stability, and high performance.

C++

Used for high-performance processing and low-level hardware control of ATM devices.

Java

Used for ATM client applications, middleware, and transaction processing on both Windows and Linux ATMs.

Python

Used for backend services, monitoring agents, automation, and lightweight device communication on Linux ATMs.

Go

Used for secure APIs, high-performance microservices, and modern ATM controller applications on Linux ATMs.

.NET / C#

Used to make ATM client apps, device integration layers, and administrative tools on Windows ATMs.

Java / Spring Boot

Used to handle the main ATM application logic, process transactions, and communicate with bank systems.

ISO 8583 Transaction Processors

Manages communication between ATMs and the bank network.

Oracle Database

Stores transaction records, ATM configurations, and reporting data.

PostgreSQL

Used in smaller ATM setups for storing activity logs and generating reports.

HSM Gateways

Protects sensitive data like PINs and encryption keys, keeping transactions secure

PCI-DSS

We follow PCI-DSS rules to keep card data safe and prevent fraud.

EMV

Ensures secure chip-based transactions at ATMs.

ISO 8583

Uses the global standard for reliable ATM-to-bank communication.

AES / 3DES Encryption

Encrypts all sensitive data with strong, bank-level security.

HSM Security

Secures cryptographic keys using trusted hardware modules.

Our Clear Development Approach to ATM Software

Linkitsoft follows a clear process to build reliable ATM software. Every step is carefully planned to meet banking standards and support practical ATM operations.

Clients We Have Worked With

We have gained a long list of contented clients by delivering top-notch IT solutions.

Key Features of Our ATM Software

Our user-friendly ATM software helps banks manage transactions safely. It combines tools for cash management, monitoring, security, and advanced transactions. Each feature is designed to keep ATMs running smoothly and make banking easier for customers.

Multi-Vendor Support

The software works with ATMs, cash recycling machines, and deposit devices from different manufacturers. All machines run together smoothly without compatibility issues.

Live ATM Monitoring

Banks can monitor ATM status live and receive alerts for errors, maintenance, or unusual activity. This helps make sure that machines stay secure and available around the clock.

Cash Management

The system tracks cash in each ATM and alerts banks when refills are needed. It monitors deposits and withdrawals, also to help manage cash efficiently.

Transaction Monitoring

We track every step of an ATM transaction, from card use to completion. This helps banks make sure all machines are working properly.

Multiple Transaction Features

Customers can withdraw cash without a card, pay using QR or NFC, top up mobile accounts, access small loans, and use fingerprint or face recognition. These features make ATM transactions quicker and more convenient.

Protocols and Compliance

The software follows key banking standards like ISO 8583, NDC/DDC, XFS/CEN-XFS, EMV L2 Kernel, 3DES/AES encryption, DUKPT key management, Remote Key Loading, and HSM integration.

Admin & Monitoring Portal

Banks can manage their ATM network easily. cash forecasting, transaction analytics, and remote software updates help them stay in control without visiting each ATM.

Sandbox Environment

We provide a secure sandbox environment for API integration and testing. Banks can validate ATM-related APIs, transaction flows, authentication processes, and backend communication without affecting the live system.

Awards & Recognition

We thrive on accelerating the path to disruption and implementing agile methodologies to design, build, deliver, and scale digital solutions. Our future-proof, growth-centric tech has earned us notable awards and recognition across industries and regions.

Why Hire Linkitsoft for ATM Software Development

About 85% of cash withdrawals in the US are done through ATMs. This shows how important these machines are for daily banking. Banks need software that keeps ATMs safe, fast, and easy to operate. Linkitsoft builds solutions that help banks manage machines, transactions, and cash more effectively.

Compliance and Risk Support

Our ATM software follows key banking standards to keep transactions secure and reliable. It supports all necessary ATM-related certifications like ISO 8583, NDC/DDC, XFS/CEN-XFS, and more. This helps banks manage compliance, monitor risk, and maintain secure ATM operations.

Experienced and Skilled Team

We understand how ATMs work in day-to-day operations. Our team has built custom software solutions for banks, retail, logistics, and other industries. We know how to reduce downtime and keep systems running without problems.

Advanced Security Built on Real Research

Here at Linkitsoft, we use proven, research-backed security practices to strengthen your ATM systems. Every solution is built to protect against new threats, keeping your network safe and your customer data secure.

Strategic Guidance From Start to Finish

From planning to deployment, we support you at every step. Our expert team helps you choose the right approach, set up the right systems, and execute smoothly, making the entire development process easier to manage.

Testimonials From Our Clients

Frequently Asked Questions

The cost of an ATM software depends on the features you need. A basic ATM software with cash withdrawal, balance check, and PIN verification starts around $10,000 to $50,000. An ATM software with extra features like multi-language support or hardware integration can go up to $80,000. Whereas, advanced systems with biometrics, multi-currency support, digital wallets, and remote monitoring can cost $80,000 to $300,000 or more.

A simple ATM software system usually takes four to six months. If you need advanced features, custom integrations, or multi-vendor support, it can take eight to ten months. We keep you updated at every step to deliver on time.

Yes. We develop software that works with different ATM models, cash recyclers, and deposit devices. This lets banks manage all machines from a single system.

Our ATM software connects with all parts of the machine, like the card reader, keypad, display, and cash dispenser. It handles transactions, talks to the bank’s network, and keeps data secure.

Security is our top priority when working with banks. We protect transactions, cash handling, and customer data with encryption, secure APIs, and compliance with standards like PCI DSS and EMV. In addition, regular updates and monitoring help prevent issues.

Yes. Our software is designed to grow with your bank’s needs. You can add features like mobile top-ups, cardless access, enhanced reporting, or remote monitoring as required.

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